{"id":2373,"date":"2021-07-01T14:18:41","date_gmt":"2021-07-01T18:18:41","guid":{"rendered":"https:\/\/blog.source.immo\/?p=133"},"modified":"2023-04-11T06:58:56","modified_gmt":"2023-04-11T10:58:56","slug":"consolidation-dettes-pret-hypothecaire","status":"publish","type":"post","link":"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/","title":{"rendered":"Qu\u2019est-ce que la consolidation de dettes par pr\u00eat hypoth\u00e9caire?"},"content":{"rendered":"\n<p>Votre taux d\u2019endettement vous emp\u00eache de jouir pleinement de la vie? Les paiements d\u2019int\u00e9r\u00eat s\u2019accumulent et vous peinez \u00e0 rembourser le capital sur dettes de cr\u00e9dit?<\/p>\n\n\n\n<p>Si vous vous trouvez dans cette situation, la consolidation de dettes pourrait \u00eatre une solution pour faciliter le remboursement de vos dettes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Qu\u2019est-ce que la consolidation de dettes?<\/h2>\n\n\n\n<p>La consolidation de dettes consiste en un seul pr\u00eat, octroy\u00e9 par une institution financi\u00e8re, qui regroupe toutes vos dettes admissibles. Il peut s\u2019agir de cartes et de marges de cr\u00e9dit, de pr\u00eats \u00e9tudiants, de biens de consommation achet\u00e9s \u00e0 cr\u00e9dit, etc. La m\u00e9canique de la consolidation de dettes est plut\u00f4t simple&nbsp;: le nouveau pr\u00eat sert \u00e0 r\u00e9gler vos dettes ant\u00e9rieures, vous laissant avec une seule dette de m\u00eame valeur.<\/p>\n\n\n\n<p>Le grand avantage est que vous b\u00e9n\u00e9ficiez d\u2019un taux d\u2019int\u00e9r\u00eat plus faible, ce qui permet de r\u00e9duire vos versements mensuels ou encore d\u2019acc\u00e9l\u00e9rer le paiement du capital. Aussi, vous n\u2019avez qu\u2019un paiement \u00e0 effectuer. C\u2019est donc une bonne solution si vous avez de la difficult\u00e9 \u00e0 suivre et \u00e0 g\u00e9rer plusieurs paiements dus \u00e0 diff\u00e9rents moments du mois.<\/p>\n\n\n\n<p>Une bonne chose \u00e0 savoir est que la consolidation de dettes n\u2019a pas d\u2019incidence sur votre dossier de cr\u00e9dit tant que les paiements du pr\u00eat sont faits dans les d\u00e9lais prescrits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Les conditions d\u2019admissibilit\u00e9 \u00e0 une consolidation de dettes<\/h2>\n\n\n\n<p>La consolidation de dettes est une solution assez accessible. Voici un aper\u00e7u des conditions qui d\u00e9termineront votre admissibilit\u00e9. Bien entendu, ces crit\u00e8res et leurs bar\u00e8mes peuvent varier d\u2019une institution financi\u00e8re \u00e0 une autre.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Avoir un revenu stable et suffisant.<\/li><li>Id\u00e9alement, avoir des actifs (une maison, une voiture, etc.), pay\u00e9s en partie ou en totalit\u00e9.<\/li><li>Avoir un bon dossier de cr\u00e9dit. Car, comme il s\u2019agit d\u2019un pr\u00eat, l\u2019institution financi\u00e8re veut s\u2019assurer de votre capacit\u00e9 \u00e0 le rembourser.&nbsp;<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Avez-vous pens\u00e9 \u00e0 un pr\u00eat hypoth\u00e9caire de consolidation de dettes?<\/h2>\n\n\n\n<p>Si vous \u00eates propri\u00e9taire, saviez-vous que vous pouvez profiter de la valeur nette de votre maison ou de votre condo pour contracter un pr\u00eat hypoth\u00e9caire de consolidation de dettes? Ainsi, vous pourriez regrouper tous vos paiements mensuels, incluant votre hypoth\u00e8que.<\/p>\n\n\n\n<p>Le fonctionnement de ce type de pr\u00eat est simple. Au moment de renouveler ou de refinancer votre hypoth\u00e8que, vous pouvez acc\u00e9der \u00e0 des fonds pouvant atteindre 80&nbsp;% de la valeur nette de votre propri\u00e9t\u00e9, et vous en servir pour consolider vos dettes.<\/p>\n\n\n\n<p>Petit apart\u00e9&nbsp;: la valeur nette de votre maison est la diff\u00e9rence entre la valeur de votre maison et le solde de votre pr\u00eat hypoth\u00e9caire. Ainsi, elle croit \u00e0 mesure que vous remboursez votre hypoth\u00e8que et que votre maison prend de la valeur. Si votre r\u00e9sidence est enti\u00e8rement pay\u00e9e, sa valeur nette \u00e9quivaut \u00e0 sa valeur r\u00e9elle. &nbsp;<\/p>\n\n\n\n<p>Comme le pr\u00eat hypoth\u00e9caire de consolidation de dettes consiste en un seul versement pour l\u2019ensemble de vos paiements, vous serez en mesure de mieux budg\u00e9ter et planifier les pr\u00e9l\u00e8vements \u00e0 venir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quelques mises en garde si vous pensez faire une consolidation de dettes<\/h2>\n\n\n\n<p>M\u00eame si la consolidation de dettes s\u2019av\u00e8re une solution simple, rapide et facile \u00e0 vos probl\u00e8mes d\u2019argent, vous ne devez pas oublier qu\u2019en cas de d\u00e9faut de paiement, vous pourriez faire face \u00e0 de graves cons\u00e9quences. En effectuant une consolidation de dettes par pr\u00eat hypoth\u00e9caire, c\u2019est votre maison qui est mise en garantie. Si vous ne pouvez pas payer le montant requis \u00e0 chaque p\u00e9riode, elle pourrait \u00eatre reprise par l\u2019institution financi\u00e8re.<\/p>\n\n\n\n<p>Une erreur que plusieurs personnes font est de voir la consolidation de dettes comme une solution permanente \u00e0 leurs probl\u00e8mes d\u2019argent et d\u2019organisation. Or, il faut la voir comme une solution temporaire. Vous devez travailler pour r\u00e9gler le probl\u00e8me \u00e0 la source, incluant une revue des habitudes de consommation. <\/p>\n\n\n\n<p>Si vous croyiez qu\u2019une consolidation de dettes par pr\u00eat hypoth\u00e9caire repr\u00e9sente une bonne option pour vous aider \u00e0 remettre vos finances sur les rails, pensez \u00e0 consulter un courtier hypoth\u00e9caire. Ce sp\u00e9cialiste sera en mesure de vous aider \u00e0 trouver un produit adapt\u00e9 \u00e0 votre r\u00e9alit\u00e9.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Il est possible de demander un pr\u00eat hypoth\u00e9caire de consolidation de dettes afin de n\u2019avoir qu\u2019un seul versement \u00e0 faire pour payer toutes vos dettes.<\/p>\n","protected":false},"author":386,"featured_media":5733,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[57,30,43],"tags":[],"class_list":["post-2373","post","type-post","status-publish","format-standard","hentry","category-hypotheque","category-investissement","category-stratego"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Qu\u2019est-ce que la consolidation de dettes par pr\u00eat hypoth\u00e9caire? | Michel Messier<\/title>\n<meta name=\"description\" content=\"Il est possible de demander un pr\u00eat hypoth\u00e9caire de consolidation de dettes afin de n\u2019avoir qu\u2019un seul versement \u00e0 faire pour payer toutes vos dettes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu&#039;est-ce que la consolidation de dettes par pr\u00eat hypoth\u00e9caire?\" \/>\n<meta property=\"og:description\" content=\"Il est possible de demander un pr\u00eat hypoth\u00e9caire de consolidation de dettes afin de n\u2019avoir qu\u2019un seul versement \u00e0 faire pour payer toutes vos dettes.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/\" \/>\n<meta property=\"og:site_name\" content=\"Michel Messier\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/remaxmichelmessier\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-07-01T18:18:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-04-11T10:58:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.source.immo\/wp-content\/uploads\/2021\/07\/MicrosoftTeams-image-2-scaled.jpg\" \/>\n<meta name=\"author\" content=\"Michel Messier\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Qu&#039;est-ce que la consolidation de dettes par pr\u00eat hypoth\u00e9caire?\" \/>\n<meta name=\"twitter:description\" content=\"Il est possible de demander un pr\u00eat hypoth\u00e9caire de consolidation de dettes afin de n\u2019avoir qu\u2019un seul versement \u00e0 faire pour payer toutes vos dettes.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/blog.source.immo\/wp-content\/uploads\/2021\/07\/MicrosoftTeams-image-2-scaled.jpg\" \/>\n<meta name=\"twitter:creator\" content=\"@remaxmm\" \/>\n<meta name=\"twitter:site\" content=\"@remaxmm\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Michel Messier\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/\"},\"author\":{\"name\":\"Michel Messier\",\"@id\":\"https:\/\/michelmessier.com\/en\/#\/schema\/person\/e91df9cb30e80a52752ea4e52b4ef47f\"},\"headline\":\"Qu\u2019est-ce que la consolidation de dettes par pr\u00eat hypoth\u00e9caire?\",\"datePublished\":\"2021-07-01T18:18:41+00:00\",\"dateModified\":\"2023-04-11T10:58:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/\"},\"wordCount\":752,\"image\":{\"@id\":\"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog.source.immo\/wp-content\/uploads\/2021\/07\/MicrosoftTeams-image-2-scaled.jpg\",\"articleSection\":[\"Hypotheque\",\"Investissement\",\"Stratego\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/\",\"url\":\"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/\",\"name\":\"Qu\u2019est-ce que la consolidation de dettes par pr\u00eat hypoth\u00e9caire? | Michel Messier\",\"isPartOf\":{\"@id\":\"https:\/\/michelmessier.com\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog.source.immo\/wp-content\/uploads\/2021\/07\/MicrosoftTeams-image-2-scaled.jpg\",\"datePublished\":\"2021-07-01T18:18:41+00:00\",\"dateModified\":\"2023-04-11T10:58:56+00:00\",\"author\":{\"@id\":\"https:\/\/michelmessier.com\/en\/#\/schema\/person\/e91df9cb30e80a52752ea4e52b4ef47f\"},\"description\":\"Il est possible de demander un pr\u00eat hypoth\u00e9caire de consolidation de dettes afin de n\u2019avoir qu\u2019un seul versement \u00e0 faire pour payer toutes vos dettes.\",\"breadcrumb\":{\"@id\":\"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/#primaryimage\",\"url\":\"https:\/\/blog.source.immo\/wp-content\/uploads\/2021\/07\/MicrosoftTeams-image-2-scaled.jpg\",\"contentUrl\":\"https:\/\/blog.source.immo\/wp-content\/uploads\/2021\/07\/MicrosoftTeams-image-2-scaled.jpg\",\"width\":2560,\"height\":1707},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/michelmessier.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Qu\u2019est-ce que la consolidation de dettes par pr\u00eat hypoth\u00e9caire?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/michelmessier.com\/en\/#website\",\"url\":\"https:\/\/michelmessier.com\/en\/\",\"name\":\"Michel Messier\",\"description\":\"Un site utilisant R\u00e9seau Aliquando\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/michelmessier.com\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/michelmessier.com\/en\/#\/schema\/person\/e91df9cb30e80a52752ea4e52b4ef47f\",\"name\":\"Michel Messier\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/michelmessier.com\/en\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d53ee63407c8f5dd40d5a9b588e646235081ce09abc58f0b147a6a7e7e33a4d3?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d53ee63407c8f5dd40d5a9b588e646235081ce09abc58f0b147a6a7e7e33a4d3?s=96&d=mm&r=g\",\"caption\":\"Michel Messier\"},\"url\":\"https:\/\/michelmessier.com\/en\/author\/472\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Qu\u2019est-ce que la consolidation de dettes par pr\u00eat hypoth\u00e9caire? | Michel Messier","description":"Il est possible de demander un pr\u00eat hypoth\u00e9caire de consolidation de dettes afin de n\u2019avoir qu\u2019un seul versement \u00e0 faire pour payer toutes vos dettes.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/","og_locale":"en_US","og_type":"article","og_title":"Qu'est-ce que la consolidation de dettes par pr\u00eat hypoth\u00e9caire?","og_description":"Il est possible de demander un pr\u00eat hypoth\u00e9caire de consolidation de dettes afin de n\u2019avoir qu\u2019un seul versement \u00e0 faire pour payer toutes vos dettes.","og_url":"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/","og_site_name":"Michel Messier","article_publisher":"https:\/\/www.facebook.com\/remaxmichelmessier\/","article_published_time":"2021-07-01T18:18:41+00:00","article_modified_time":"2023-04-11T10:58:56+00:00","og_image":[{"url":"https:\/\/blog.source.immo\/wp-content\/uploads\/2021\/07\/MicrosoftTeams-image-2-scaled.jpg","type":"","width":"","height":""}],"author":"Michel Messier","twitter_card":"summary_large_image","twitter_title":"Qu'est-ce que la consolidation de dettes par pr\u00eat hypoth\u00e9caire?","twitter_description":"Il est possible de demander un pr\u00eat hypoth\u00e9caire de consolidation de dettes afin de n\u2019avoir qu\u2019un seul versement \u00e0 faire pour payer toutes vos dettes.","twitter_image":"https:\/\/blog.source.immo\/wp-content\/uploads\/2021\/07\/MicrosoftTeams-image-2-scaled.jpg","twitter_creator":"@remaxmm","twitter_site":"@remaxmm","twitter_misc":{"Written by":"Michel Messier","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/#article","isPartOf":{"@id":"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/"},"author":{"name":"Michel Messier","@id":"https:\/\/michelmessier.com\/en\/#\/schema\/person\/e91df9cb30e80a52752ea4e52b4ef47f"},"headline":"Qu\u2019est-ce que la consolidation de dettes par pr\u00eat hypoth\u00e9caire?","datePublished":"2021-07-01T18:18:41+00:00","dateModified":"2023-04-11T10:58:56+00:00","mainEntityOfPage":{"@id":"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/"},"wordCount":752,"image":{"@id":"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.source.immo\/wp-content\/uploads\/2021\/07\/MicrosoftTeams-image-2-scaled.jpg","articleSection":["Hypotheque","Investissement","Stratego"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/","url":"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/","name":"Qu\u2019est-ce que la consolidation de dettes par pr\u00eat hypoth\u00e9caire? | Michel Messier","isPartOf":{"@id":"https:\/\/michelmessier.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/#primaryimage"},"image":{"@id":"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.source.immo\/wp-content\/uploads\/2021\/07\/MicrosoftTeams-image-2-scaled.jpg","datePublished":"2021-07-01T18:18:41+00:00","dateModified":"2023-04-11T10:58:56+00:00","author":{"@id":"https:\/\/michelmessier.com\/en\/#\/schema\/person\/e91df9cb30e80a52752ea4e52b4ef47f"},"description":"Il est possible de demander un pr\u00eat hypoth\u00e9caire de consolidation de dettes afin de n\u2019avoir qu\u2019un seul versement \u00e0 faire pour payer toutes vos dettes.","breadcrumb":{"@id":"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/#primaryimage","url":"https:\/\/blog.source.immo\/wp-content\/uploads\/2021\/07\/MicrosoftTeams-image-2-scaled.jpg","contentUrl":"https:\/\/blog.source.immo\/wp-content\/uploads\/2021\/07\/MicrosoftTeams-image-2-scaled.jpg","width":2560,"height":1707},{"@type":"BreadcrumbList","@id":"https:\/\/michelmessier.com\/en\/investissement\/consolidation-dettes-pret-hypothecaire\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/michelmessier.com\/en\/"},{"@type":"ListItem","position":2,"name":"Qu\u2019est-ce que la consolidation de dettes par pr\u00eat hypoth\u00e9caire?"}]},{"@type":"WebSite","@id":"https:\/\/michelmessier.com\/en\/#website","url":"https:\/\/michelmessier.com\/en\/","name":"Michel Messier","description":"Un site utilisant R\u00e9seau Aliquando","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/michelmessier.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/michelmessier.com\/en\/#\/schema\/person\/e91df9cb30e80a52752ea4e52b4ef47f","name":"Michel Messier","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/michelmessier.com\/en\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d53ee63407c8f5dd40d5a9b588e646235081ce09abc58f0b147a6a7e7e33a4d3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d53ee63407c8f5dd40d5a9b588e646235081ce09abc58f0b147a6a7e7e33a4d3?s=96&d=mm&r=g","caption":"Michel Messier"},"url":"https:\/\/michelmessier.com\/en\/author\/472\/"}]}},"_links":{"self":[{"href":"https:\/\/michelmessier.com\/en\/wp-json\/wp\/v2\/posts\/2373","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/michelmessier.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/michelmessier.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/michelmessier.com\/en\/wp-json\/wp\/v2\/users\/386"}],"replies":[{"embeddable":true,"href":"https:\/\/michelmessier.com\/en\/wp-json\/wp\/v2\/comments?post=2373"}],"version-history":[{"count":1,"href":"https:\/\/michelmessier.com\/en\/wp-json\/wp\/v2\/posts\/2373\/revisions"}],"predecessor-version":[{"id":2385,"href":"https:\/\/michelmessier.com\/en\/wp-json\/wp\/v2\/posts\/2373\/revisions\/2385"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/michelmessier.com\/en\/wp-json\/wp\/v2\/media\/5733"}],"wp:attachment":[{"href":"https:\/\/michelmessier.com\/en\/wp-json\/wp\/v2\/media?parent=2373"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/michelmessier.com\/en\/wp-json\/wp\/v2\/categories?post=2373"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/michelmessier.com\/en\/wp-json\/wp\/v2\/tags?post=2373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}